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Our Partners

CyberSource partners with a broad range of technology companies and financial institutions. Many of these technology companies have pre-integrated CyberSource technology to streamline payment services implementation. Our financial partners offer CyberSource payment management services that complement their merchant services offerings.

See List of Technology Partners
See List of Financial Partners

Technology Partners


Accretive Commerce
- Accretive Commerce is a market-leading business process outsourcer, accelerating companies?owth through a fully integrated range of outsourced eCommerce, Customer Care, and Fulfillment and Logistics solutions and services. Accretive Commerce has a proven track record serving some of the world?est known brands such as American Eagle Outfitters, Godiva Chocolatier, Restoration Hardware, and many others. The company combines market-leading capability, scalability, and flexibility with lean six sigma process excellence to deliver a better brand experience, greater revenues, and lower costs.



Arcot Systems, Inc.
- Arcot Systems, Inc., is the leading provider of authentication and access control solutions for securing e-business in Internet-scale, transactional and wireless environments. Only Arcot provides cost-effective, scalable, software-based solutions for strongly authenticating users and transactions and managing access for payment systems, B2B extranets, Web portals and virtual private networks. Arcot solutions meet the business need for strong transactional security while providing the customer a user-friendly experience with anytime, anywhere convenience. Leaders in financial services, healthcare, and e-commerce are using Arcot solutions to protect their customers' privacy and reduce fraud.



Art Technology Group
- Hundreds of the world's best known companies use ATG's e-commerce, knowledge management, enterprise search, and service/support solutions to power a more personally relevant customer experience -- and more profitable e-business -- throughout the customer lifecycle; and across the Web, e-mail, call center, and mobile channels. ATG provides a fully integrated modular suite, installed on-premise or delivered on-demand. ATG's solutions power over 600 major brands including A&E Networks, American Airlines, American Eagle Outfitters, Best Buy, Cingular Wireless, DirecTV, France Telecom, Hewlett-Packard, Hotels.com, Hyatt Hotels, HSBC, InterContinental Hotels Group, Kingfisher, Louis Vuitton, Merrill Lynch, Neiman Marcus, Philips, Procter & Gamble, Symantec, T-Mobile, Target, USAA, US Army, US Navy, Warner Music, and Wells Fargo.



Aspect
- Aspect Communications is the world's leading provider of contact servers--systems that manage customer communications in real time across all contact media. Aspect has led the contact center industry for over 15 years, first in call centers and extending today to multichannel contact centers that incorporate wireless and IP solutions. Currently, Aspect has more than 7,600 customer installations around the globe and over 78 percent of the Fortune 50 as customers. Aspect is headquartered in San Jose, California with offices in major cities worldwide.



BEA Systems
- BEA Systems, Inc. (Nasdaq: BEAS) is one of the world's leading e-business infrastructure software companies, with more than 10,000 customers around the world including the majority of the Fortune Global 500. BEA and its WebLogic® brand are among the most trusted names in e-business. Businesses built on the award-winning BEA WebLogic E-Business Platform™ are reliable, highly scalable, and poised to bring new services to market quickly. BEA's e-business platform is the de facto standard for more than 2,000 systems integrators, independent software vendors (ISVs) and application service providers (ASPs) to provide complete solutions that fast-track and future-proof e-businesses for high growth and profitability. Headquartered in San Jose, Calif., BEA has 92 offices in 32 countries.



BroadVision, Inc.
- BroadVision, Inc., is a leader in personalized e-business applications. BroadVision's comprehensive suite of integrated applications is built for delivery via the Web and wireless devices. Companies using BroadVision's proven applications get to market quickly, launching innovative e-commerce, self-service and enterprise information sites. These sites enable personalized interactions and transactions with customers, partners, suppliers and employees. BroadVision One-to-One® applications power business-to-consumer and business-to-business sites for many of the world's top companies in the financial service, telecommunications, electronics, manufacturing, retail and travel industries. BroadVision applications are available in more than 120 countries worldwide. BroadVision is headquartered in Redwood City, California and can be reached at 650-261-5100.



Comergent
- The Comergent eBusiness System™ orchestrates complex product, selling, and order management processes across customers' multiple enterprise systems, business organizations and sales channels. It supports the entire business for customer self service, call center, inside and outside sales -- by making it easy for organizations and their customers and partners to do business with them.(650) 232-6000.



CrossView Inc.
- CrossView Inc. is the industry's first provider of cross-channel shopping solutions. Customers are demanding from retailers a consistent shopping experience at every touch-point, yet many retailers are struggling to meet customers' needs because their business systems no longer match current customer-buying behaviors. CrossView's premier product suite integrates with retailers' core retail management systems to combine and provide all information around orders, products, inventory, customer and promotions, significantly improving shoppers' ability to purchase products as well as their overall shopping experience at every customer touch-point. Based in Santa Clara, CA, CrossView is a privately-held company. For more information, please visit www.CrossView.com.



Demandware
- Demandware eCommerce delivers all the functionality and flexibility that you'd expect from a high-end ecommerce package, as an on-demand hosted service. Now, you can create a best-of-breed ecommerce site -- or update your current site -- in less time, and at a much lower cost, than packaged applications or custom-built solutions. It's easy to optimize your site to drive revenue and rapidly integrate with other applications and back-end systems.

To learn more, visit www.demandware.com or download our white paper Delivering Returns with an On-Demand eCommerce Solution.



Devix
- The Devix Corporation provides ecommerce business process management solutions that streamline operations, increase profits and allow users to meaningfully engage their customers. Since deriving from E-tailors in 1999, Devix has developed successful solutions for small and midsized companies that uniquely meet their personal business operations and requirements. Currently, Devix supports nearly $2 billion dollars of annual yearly sales and is always improving to exceed market demands.



E4X
- E4X, Inc. enables merchants to sell online in local currencies, easily and without currency risks. By employing E4X's cost-effective solution, merchants display final prices in local currencies, while receiving exact payment in their currency of choice. Providing a familiar, local shopping experience on their site, with E4X's multi-currency solution, helps merchants increase customer retention and global sales. E4X also allows merchants to enjoy a new revenue source and profit on each international transaction from currency conversion revenues. Founded in 1999, E4X is based in New York and is privately held. The company operates a research and development facility in Tel Aviv, Israel. For further information, visit www.e4x.com.



ePages Software
- ePages Software, headquartered in Hamburg, Germany, is a provider of eCommerce solutions for small and medium-sized (SME's) enterprises and hosting providers. ePages is a standard software for operating online shops and serves the entire bandwidth of requirements not only for small online merchants but also for ambitious mid-sized companies. ePages provides a quick and cost-effective introduction into the world of e-commerce and a high performance and scalable business platform for serving thousands of customers. An installed base of more than 30,000 sites makes ePages one of the leading providers in the world. For more information please visit www.epages.com or contact sales@epages.co.uk.



Escalate Retail
- Escalate Retail software solutions are behind the scenes at many of the leading customer-focused retail organizations. With solutions spanning the enterprise from Planning through Point-of-Service, Escalate products help over 650 retailers simplify their multi-channel challenge and turn valuable customer insights into actions that drive sustainable loyalty and repeat business. The company maintains headquarters in San Diego, CA and Delray Beach, FL with six additional satellite offices located across North America and Europe.



IBM
- The IBM integrated e-commerce solution provides a wide range of easy-to-use features and functions for content management, relationship marketing, order management, and payment management for all types of Internet businesses, including business-to-business, business-to-consumer, and e-marketplaces.

In addition, IBM continues its commitment to building an open standards based platform with its WebSphere Commerce Server solution. To learn more about WebSphere Commerce Server and how it will drive online revenue more efficiently for partners and customers visit our website.



Intershop
- Intershop Communications is the world's fastest growing provider of e-commerce software and solutions for the enterprise. Intershop software offers the quickest time-to-market today with the greatest flexibility for tomorrow. Intershop e-commerce solutions enable customers to "Sell Anywhere" by supporting the widest range of current and rapidly emerging e-commerce business models.



InterWorld Corporation
- InterWorld Corporation is a leading provider of enterprise-class Internet commerce software for sales, order management, fulfillment and customer service. The company develops, markets, and licenses high-performance, mission-critical enterprise commerce applications focused on the selling chain. InterWorld's products have been adopted by Global 2000 corporations, distributors, manufacturers, retailers, and Commerce Service Providers.Founded in 1995, InterWorld is a privately-held company headquartered in New York, NY, with offices in major U.S. cities as well as Australia, Europe, and Japan.



Kurant
- Kurant Corporation delivers StoreSense, an award-winning e-business software platform that allows large corporations with respected brands to deliver tightly integrated, web-based services to their small and medium business customers.



MarketLive, Inc.
- MarketLive is the leading global e-commerce application platform and services provider that grows online sales for retailers. MarketLive offers an extensible e-commerce application platform combined with Intelligent Selling®, an essential online selling methodology that increases acquisition, conversion and retention. Since 1995 MarketLive has powered hundreds of websites that drive online retail sales for leading catalogers, retailers, and brand manufacturers including Frontgate, Boston Proper, Shari?erries, Norm Thompson, and Keds.



McCammon Enterprises
- Delego® from McCammon Enterprises is a leading SAP® Certified Integration solution for automated electronic payment processing. Delego handles your inbound payments at the time of order or direct from accounts receivable in a seamless, automated workflow from SAP to CyberSource. Able to handle your global needs, large or small, Delego is about choices....for you. Our modular design and extended functionality allow us to provide a solution specific for your needs within your timeline. Ask your CyberSource representative about Delego for your team.



Microsoft Corporation
- Microsoft Commerce Server 2002 is a comprehensive Internet commerce server for engaging customers, transacting business and analyzing eCommerce web sites. By providing a comprehensive set of server components, management tools and sample sites, Microsoft Site Server significantly reduces development time and costs for these applications.



Miva
- Miva Corporation, the leading supplier of e-commerce software and services to small and medium-sized businesses, includes CyberSource secure payment services in their Miva Payment add-on merchant services package, which is fully integrated into the Miva Merchant storefront system (v4.16 and later, easy point-and-click set-up from Miva Merchant administration, no programming required). Miva Merchant is used by tens of thousands of developers and merchants, as well as hundreds of hosting partners and business portals.



NetSuite
- Founded in 1998, NetSuite, Inc. is the leading provider of integrated business application software for small and midsize businesses. With thousands of customers globally using NetSuite's online products and professional services, companies are enabled to manage all key business operations—in a single hosted system, including: customer relationship management (CRM); order fulfillment; inventory; finance and product assembly; ecommerce; Web site management; and employee productivity.



NeuVis
- NeuVis Software provides the leading e-business rapid application development (RAD) platform for creating agile, enterprise-class e-business applications. The NeuArchitect rapid application development platform, the centerpiece of the NeuVis E-Business Development Platform provides an enterprise-class, integrated visual modeling and automated construction system that enables businesses to rapidly design, develop, deploy and maintain complex end-to-end e-business applications.



OrderMotion
- OrderMotion delivers an on-demand direct commerce solution that enables merchants to achieve unprecedented growth. By automating back-office operations, OrderMotion allows multi-channel merchants to focus on running and growing their businesses. This award-winning application features an intuitive user interface that has contributed to the rapid growth of known brands including Ronco, Zabar's, Wolfgang Puck and Goldspeed.com--and is the backbone of thousands of retail businesses that will become tomorrow's name brands. Learn more; visit our website at www.ordermotion.com.



Paymetric
- Paymetric provides financial supply automation solutions for credit card and payment card transactions, enabling organizations to integrate buying and selling functions into their ERP-enabled business operations. Paymetric's XiPay™ solution seamlessly integrates card transactions across the enterprise, delivering certified card transaction processing capability with CyberSource from SAP and other ERP systems. With support for Level II and Level III line item detail, XiPay sets the stage for increased profitability, reduced transaction-processing costs, and improved customer service. Visit www.paymetric.com, or contact us at sales@paymetric.com.



PeopleSoft
- Using CyberSource with PeopleSoft Supply Chain Management, Customer Relationship Management, and Learning Solutions applications, customers have the ability to securely process credit card payment transactions, minimizing the cost and complexity of payment operations. PeopleSoft is the world's leading provider of application software for the real-time enterprise. PeopleSoft pure internet software enables organizations to reduce costs and increase productivity by directly connecting customers, suppliers, partners and employees to business processes on-line, in real time. PeopleSoft's integrated, best-in-class applications include Customer Relationship Management, Supply Chain Management, Human Capital Management, Financial Management and Application Integration. Today more than 5,100 organizations in 140 countries run on PeopleSoft software. For more information, visit us at www.peoplesoft.com.



Qualys
- Qualys™, the leader in Managed Vulnerability Assessment (MVA), enables security providers, security professionals, and corporate customers to automatically audit Internet-connected networks for security vulnerabilities. Qualys' innovative Web service provides an ongoing picture of network exposures to help network administrators detect, prioritize, and resolve vulnerabilities before they are exploited by intruders.



Quova, Inc.
- Quova, Inc. is the leading provider of IP Intelligence and Internet geolocation services to online businesses. Quova's patented technology provides the geographic location and connection data of website visitors in real time, enabling thousands of enterprises worldwide to detect fraud, manage digital rights, target content, conduct site analysis and ensure regulatory compliance.



ScanAlert
- Headquartered in Napa, CA, ScanAlert is the world's largest web site security certification company, protecting over 70,000 web sites in 40 countries through the HACKER SAFE certification service. The certification mark indicates that these protect the personal data of millions of shoppers every day by meeting the highest federal and industry web site security standards. Brands that use HACKER SAFE to build the trust that builds their online businesses include A&E Network, Cabela's, Frederick's of Hollywood, PETCO, The Sports Authority, Warner Brothers, and Yankee Candle.



Siebel Systems
- Siebel Systems, Inc. (Nasdaq: SEBL) is the world's leading provider of eBusiness applications software. Siebel Systems provides an integrated family of eBusiness applications software enabling multichannel sales, marketing, and customer service systems to be deployed over the Web, call centers, field, reseller channels, retail, and dealer networks. Siebel Systems' sales and service facilities are located in more than 37 countries.



TeleKnowledge
- TeleKnowledge offers the leading Content Commerce platform for fee-based providers. The flagship offering Total-e Content(tm) is an enterprise grade, out-of-the-box platform that enables content providers to generate revenue in new ways from their online customers. In addition it allows them to resolve partnership commission, licensing, and royalty payment issues, and to authorize, measure, and invoice for content usage. TeleKnowledge solutions are deployed worldwide by many of the leading business information, digital services, telecommunications, media and entertainment, and Internet content organizations.



Think Subscription
- Recognizing the urgent need for an e-commerce subscription solution, ThinkSubscription has combined 10 years of subscription management experience with leading-edge Web technology to provide a comprehensive subscription solution called EclipseNet. ThinkSubscription has designed EclipseNet specifically to meet the needs of subscription-based e-commerce by using a flexible XML interface that can be readily integrated with existing solutions. Moreover, the EclipseNet Application Server can be easily deployed with any major Web server.



Versata, Inc
- For IT shops who are struggling to reduce costs and whose developers are challenged with Java coding demands, Versata provides an application server extension that uses declarative business logic as a more productive way to do transaction processing and business process management. Much like a relational database manages business data, Versata manages business logic in the Versata Logic Server - at a higher level of abstraction, utilizing a server for execution and management. Unlike traditional hand-coding approaches, Versata enables developers to maximize their time by allowing them to focus on rules and processes of an application, rather than clerical details. Versata's declarative business logic approach enables IT to create and change applications faster, lower development and maintenance costs, and reduce application backlogs. Versata-built applications are constructed from an organization's core business rules and run in J2EE application servers like IBM WebSphere and BEA WebLogic.



Yantra
- Yantra is a leading provider of e-Commerce Operations solutions for the Net economy. Yantra's expertise in supply chain execution, manufacturing, retail, and net marketplace business models enables the company to provide comprehensive solutions to the challenges facing today's e-businesses. Yantra's PureEcommerce™ enables flawless execution of transaction management across the extraprise and ensures a superior, value-added buyer and seller experience. Yantra has implemented the PureEcommerce solution with leading Fortune 500 companies, B2B e-Businesses, e-Retailers, and Net Marketplaces.


Financial Institutions


AmeriNet
- AmeriNet, Inc. is a leading electronic transaction processor with a focus on EFT (electronic funds transfer) commonly known as eChecks. AmeriNet pioneered the use of eChecks for telephone and Internet customer-not-present applications in 1994 and continues to lead the industry. Through its extended architecture, AmeriNet offers its clients access to a variety of 3rd party resources including banks, guarantee underwriters, positive and negative files, etc., in addition to its own extensive internal capabilities. AmeriNet also offers flexible settlement, detailed and customized reporting, links to fulfillment centers, 24/7customer care, and a host of processing options to fit the merchant's needs.



Bank of America Merchant Services
- With a Bank of America Merchant Account, merchants can accept, process and settle credit card payments online. A Bank of America Merchant Account allows merchants to accept most major credit cards, provides compatibility with all types of fraud protection including Payer Authentication (Verified by Visa & MasterCard SecureCode) and gives merchants the flexibility of choosing the CyberSource product that best meets their needs. Our Merchant Accounts provide the flexibility to allow merchants to tailor the Account to meet the unique needs of their business, all with the confidence of partnering with a leader in payment processing and committed to "Higher Standards" in serving our merchants. Merchants can call Toll free 877.837.9022 (8:00AM - 9:00PM EST) Please refer to Blitz Code 996 for fastest service.



Chase Paymentech Solutions
- Chase Paymentech Solutions is the world's largest transaction processor for businesses accepting payments in all channels for merchants of all sizes and industries. With Chase Paymentech, you get fast, reliable, secure and accurate processing of all your payments, worry-free, so you can focus on growing your business. Whether you want to process credit cards, debit cards, electronic checks, PayPal, Bill Me Later or global currencies, Chase Paymentech can provide you with the tools you need to manage your payment costs, easily reconcile your finances and gain new customers.



CheckFree
- CheckFree, a leader in financial e-commerce solutions and services for more than 20 years, offers internet check acceptance through the CheckFree Online Retail Payment Service. By accepting CheckFree, you can increase sales and reduce costs while providing your customers with a trusted, reliable way to pay for online purchases using their checking account. In addition, CheckFree provides unmatched benefits to both the retailer and consumer long after the sale has been completed. For more information visit us at www.checkfree.com.



Concord EFS
- Concord EFS, Inc., a leading S&P 500 electronic transaction processor, has partnered with CyberSource to offer small- to mid-size Internet merchants a customizable electronic payment processing solution. This solution, which includes optional CyberSource SmartAuthorization fraud protection and comprehensive reporting capabilities, allows merchants to utilize popular shopping cart software that in turn connects to Concords Web services-based payment gateway, called EFSnet(sm).



First National Merchant Solutions
- First National Merchant Solutions, a customer-driven market-focused payment processor with 50 years experience that develops proprietary products and services that enable merchants to focus on their core business, while processing payments in the most cost-effective fashion. First National Merchant Solutions is a wholly owned subsidiary of the First National Bank of Omaha.



GlobalCollect
- GlobalCollect provides international payment services for non face-to-face businesses including Internet, mail and telephone order. Global Collect has more than a decade successful track record with collection and reconciliation of payments, invoice printing and distribution in over 200 countries. GlobalCollect's payment solutions and its unique and still growing international banking network enables businesses to accept the widest range of local payment methods in local currencies. Its online payment platform offers, through one single technical and administrative interface, a combination of all major credit and debit cards, direct debits, cheques, bank transfers and invoices. The hands-on dedication of its highly experienced professionals who anticipate client's evolving needs establishes GlobalCollect as the preferred payment service provider.

Founded in 1994, GlobalCollect is a fully owned subsidiary of the publicly listed TPG N.V. More information about GlobalCollect is available at www.globalcollect.com



Merchant Account Provider
- ChargeNational Merchant Services is a global provider of payment solutions. ChargeNational provides merchant accounts tailored to your business needs. We offer you several credit card processing options. Your choices depend on whether you want to sell on the Internet, through mail/phone order or retail.



Pivotal Payments
- Pivotal Payments is a leading merchant services provider. We are committed to providing merchants with payment processing and merchant account solutions that will ensure their business growth & success. A dynamic, professional company, Pivotal maintains a strong reputation for its complete range of payment processing services, scalable solutions and merchant focus. We provide nationwide credit & debit card processing, clearing and settlement, gift & loyalty programs, terminal and gateway solutions and electronic check processing to point-of-sale, ecommerce and mail order/telephone order businesses of any size.



RMS Chargeback Services
- RMS maximizes reversal and avoidance rates with a proven, PCI compliant process, meeting strict reply-by dates, documentation requirements, and rules specific to each card provider. RMS' is a leader in chargeback servicing with experienced management whose expertise has been cited in articles by the Washington Post, Seattle Times, USA Today and Card & Payments magazine. RMS is a global leader in BPO (Business Process Outsourcing) and Recovery Services with offices in the U.S., Canada, Mexico, Hong Kong, and India.



TeleCheck
- The world's leading provider of paper and electronic check services, TeleCheck helps over 342,000 clients increase profitability, reduce risk and streamline operations. TeleCheck enables businesses to safely and efficiently accept payment at the point of sale, by telephone or over the Internet. With the TeleCheck Internet Check Acceptance(R) and TeleCheck Checks By Phone(SM) services, TeleCheck provides non-traditional retailers with a highly secure, fast, easy-to-use payment alternative that can result in incremental sales and increased profits. Both services feature advanced authentication and risk management systems to provide the ultimate security in transaction processing.



Wells Fargo Merchant Services
- With Wells Fargo's SecureSource WebPayment Account merchants can accept, process and settle credit card payments online the same day they apply for the service. The WebPayment Account allows merchants to accept all major credit cards, provides AVS fraud protection and gives merchants the flexibility of choosing their gateway provider. The WebPayment Account provides flexibility to allow merchants to tailor the Account to meet the unique needs of their business, all with the confidence of partnering with a leader on online payments processing.


Managed Commerce Solution Providers


ChannelWave, Inc.
- ChannelWave, Inc. increases sales and marketing channel performance for manufacturers through web-based managed services. ChannelWave's solutions connect manufacturers with authorized dealers, resellers and distributors by streamlining business processes and managing hundreds of business-to-consumer and business-to-business commerce sites in full-service or modular outsourced solutions. ChannelWave eliminates expensive software licenses, hardware purchases, and lengthy consulting integration, delivering a prompt return on investment.



Commidea
- Commidea is one of the most innovative developers of credit and debit card payment processing technology, producing a variety of solutions for high street retail, mail order, e-commerce, telesales, memberships, hospitality and leisure.

Customers include organisations both public and private, from multi-national high street retailers to independent retailers, specialist distributors to small leisure clubs, award winning e-commerce sites to the country's leading mail order companies.

Working with a network of business partners throughout the UK able to deliver a complete EPOS system for virtually every environment, Commidea is the solution for all card payment processing needs.



ePages Software
- ePages Software, headquartered in Hamburg, Germany, is a provider of eCommerce solutions for small and medium-sized (SME's) enterprises and hosting providers. ePages is a standard software for operating online shops and serves the entire bandwidth of requirements not only for small online merchants but also for ambitious mid-sized companies. ePages provides a quick and cost-effective introduction into the world of e-commerce and a high performance and scalable business platform for serving thousands of customers. An installed base of more than 30,000 sites makes ePages one of the leading providers in the world. For more information please visit www.epages.com or contact sales@epages.co.uk.



Serrahost
- Serrahost, Inc. provides high quality and ultra secure e-commerce web hosting services to businesses of all sizes. In addition to specializing in e-commerce, the company also offers a complete suite of hosting services including dedicated servers, reseller packages, and custom development. From basic shopping cart applications to managing multiple servers, Serrahost can deliver.

The list of prominent business partners and distributors that Serrahost works with continues to grow. Leading financial companies including Bank of America, E-Commerce Exchange and Electronic Clearinghouse choose Serrahost hosting for their e-commerce customers. Technology and software companies such as Inflow and Kurant Corporation also choose to direct their customers that require a hosted solution to Serrahost.



The Logic Group
- The Logic Group manages information and transactions securely for large and medium sized businesses across its European home market. The company delivers unrivalled business value to its customers through the secure provision of card transaction processing and communications infrastructure services, together with delivering comprehensive management information and customer insight.



UniteU.com
- UniteU Technologies is an ASP(Application Service Provider) that develops and offers Web and e-commerce services to retail merchants (and web developers). These services are designed to enable established merchants to leverage their reputation, physical store location ("bricks and mortar") and existing customer base to enhance and protect existing business using the Web.



VIVO Systems Inc.
- The VIVO Systems Tour Enterprise management and selling solution provides the small travel supplier the ability to manage, mainstream, and publish their business online or through the call center, with affordably priced solutions. The solution supports specialized features that allow tour operators and travel wholesalers to manage a traveler's portfolio with a single view. It also simplifies essential business functions such as building, pricing and selling travel packages, optimizing inventory, integrating accounting functions, and documenting the travel portfolio. The system is flexible, scalable, and supports connectivity to highly secure credit card processing solutions in order to facilitate transactions with suppliers.