Payment Processing

Accept card and alternate payments across all sales channels—mobile, web,
point-of-sale, and call center—domestically and across the world using just one
connection. The CyberSource gateway connects to approximately 100 acquirers
and processors in over 190 countries and territories so you can process digital
payments anytime, anywhere, in multiple currencies. Services may vary by
country and by acquiring bank.

Cross-Channel Payments

  • Accept payments across mobile, web, point-of-sale, and call center channels
  • Facilitate cross-channel purchases and back-end integrations
  • Enable a common view of customer activity across channels

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Gateway & Processing Connections

  • Connect to approximately 100 processors across the globe
  • Change processor connections with minimal impact
  • Use prebuilt integrations to connect commerce platforms and back-end systems    (ERP, OMS, etc.)

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Payment Cards

  • Accept a wide range of universal and regional cards in over 190 countries
  • Experience high-speedprocessing speed and reliability
  • Add more card types easily

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Digital Wallets & Digital Payment Services

  • Support popular digital wallets, digital payment services, and account-on-file
  • Reduce checkout friction
  • Increase payment options

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Direct Debits & Bank Transfers

  • Accept direct debit payments
  • Accept bank transfer payments, including iDEAL, Giropay, etc.
  • Ensure compliance with SEPA regulations

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Reconciliation Reports

  • Easily and accurately reconcile payment activity with bank statements
  • Consolidate reporting across processors, payment types and channels
  • Produce reports in multiple formats and frequencies

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Payer Authentication

  • One connection to 3D Secure
  • Includes Verified by Visa, MasterCard SecureCode, SafeKey, J/Secure programs
  • Limited chargeback liability on qualifying transactions
  • Works with any payment system

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Global Tax Calculation

  • Help ensure fast and accurate tax calculation, within the country and across the
    globe
  • Calculate a wide range of taxes including local levies and Value Added Tax (VAT)
  • Avoid the need to manage an additional service

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Recurring Billing

  • Automate your recurring and subscription revenue streams
  • Configure payment schedules and customer communications for your business
  • Integrate with services like CyberSource Tokenization to keep payment data out of
    your environment

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Account Updater

  • Keep vital customer payment information current
  • Reduce risk of failed transactions and service termination
  • Avoid unnecessary customer interactions on payment-related issues

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