payment software, real time, secure payment processing, credit card, check cards, electronic check payments, web, contact centers, ivr, agent, pos systems, commerce transaction services, ecommerce, e commerce, credit card fraud management, payer authentication, smart authorization, payment manager, electronic payments, multiple processors, authorization, settlement, cybersource, cyber source, cybs

Payment software for those wishing to manage payment systems in-house, CyberSource Payment Manager is a highly reliable, enterprise-wide payment processing platform that operates behind the scenes to authorize and settle payments originating from one or more sales channels (download datasheet). Featuring the CyberSource Connect(SM) service and an industry-leading spectrum of payment and risk management options, CyberSource Payment Manager software helps you:

capture and keep more revenue
minimize the cost and complexity of payment operations

better than any alternative solution—in-house or competitive.

CyberSource Payment Manager Software Integrates Business Systems With The Payment Network

Payment Types & Transaction Environments
Payment Types Supported:

Consumer cards (Level 1)
Corporate cards (Level 2)
Procurement cards (Level 3)
Private label cards
Debit cards
Electronic Checks
ACH

Transaction Environments Supported:

Card-not-present (Web, mail order, telephone)
Retail point of sale (POS)
Car rental
Hotel services

Risk Management Options: Complete range of built-in and ready-to-integrate options

3 Connection Options To Payment Processors
1. CyberSource Connect™
Exclusively from CyberSource, this enterprise-class, managed connectivity option provides access to a broad spectrum of major payment processors via your existing Internet connection.

Connect faster and more reliably, via a secure, purpose-built, triple-redundant payment network connection, managed 24x7 by a staff of payment industry experts.
Eliminate the complexity of managing a frame relay connection. CyberSource Connect™ leverages your existing Internet connection.
Eliminate the cost of establishing and managing a frame relay connection.

Download technical overview

2. Packaged Software Modules

Pre-configured gateways to major processors are available as software modules
Supports direct connection via frame relay or leased line

3. Custom: Professional services available to build custom connections to processors

Broad Spectrum of Payment Processors

Most major processors are supported (download datasheet)
Flexibility to change and add payment types unique to specific processors

Application Integration

Integrates with most major commerce platforms, application servers, CRM, and POS platforms
Pre-built and custom integration tools are available to speed integration

Business Process Integration

Process control tools (automate authorization and settlement)
Complete reporting and analysis capability

Integration Across Multiple Sales Channels

Single system manages payment processing for one or more sales channels
Channels: Web site, Contact Center (including IVR), Point-of-sale (POS and self-service kiosk)

CyberSource Payment Manager software comes with the core processing logic and tools required to manage payment operations. Ready-to-use connections link CyberSource Payment Manager to the payment network, and pre-built and custom integration components seamlessly integrate payment capabilities with your business systems. Download datasheet.
Once installed, CyberSource Payment Manager receives transaction requests from your commerce platform, contact center application, point of sales system, or ERP system.
CyberSource Payment Manager routes those requests to the payment network for authorization—via the exclusive CyberSource Connect(SM) service or packaged software gateways—and returns the results to dependant business systems.