CyberSource Payment Manager
Enterprise-wide Control, Power and Scalability
CyberSource Payment Manager software provides a robust, enterprise-wide transaction processing platform that gives an organization control, scalability and power. From a single, uniform and universal architecture, it is designed to:
- Process payments that originate across multiple channels
- Accept multiple electronic payment types
- Drive multiple business applications
Choose what is needed and when
Payment Manager fits into your unique environment, providing you with the ability to select:
- Multiple sales channels—web, call center, IVR, POS, kiosk
- Multiple payment types—credit cards, procurement cards, corporate cards, electronic checks
- Multiple payment operations—authorize, capture, settlement, reversal, void, return, lookup, manual authorize, batch settlement
- Multiple payment processors & banks
- API integrations—ActiveX, C/C++. Java, Batch interface
- Business applications
- Server hardware
- Customer-interaction systems
- Data storage
- Transmission bandwidth
- Legacy systems to connect to
How it works
Payment Manager operates behind-the-scenes to authorize and settle credit cards and electronic checks through built-in connections with third-party processors and merchant banks, all in seamless integration with legacy front-end, financial management and customer relationship systems.
Implementation : Payment Manager resides on an enterprise's internal local area network (LAN), behind the corporate firewall within the broader wide area network (WAN) utilizing TCP/IP communications protocols. An administrative client terminal is connected to the LAN and may be used for remote administration. Multiple payment distribution channels can be configured, including Internet access, point-of-sale terminals, an interactive voice response (IVR) device, a remote call center, or any other channel connected to an enterprise?nternal IP network.
The database management system (DBMS) also sits on the corporate LAN. Payment Manager uses open database connectivity (ODBC) to access these various relational databases. Payment Manager supports multiple gateways to different network acquiring banks or third-party processors, with different communications circuit connections for transaction authorization and settlement.
Throughput : The end-to-end multi-threaded architecture integrates payment transactions originating concurrently from multiple channels and keeps transactions moving at a rate of up to 50,000 transactions per hour on a single server. And when business activity demands more, additional servers can be added to the network to act as one payment system.
Reliability : Designed with numerous high availability and reliability features, one Payment Manager server can operate in tandem with other Payment Manager servers. In addition, each new software module is subjected to rigorous quality assurance testing and certification.
In the event of database outage, recovery processes ensure completion of in-flight transactions and audit trails. The database establishes a complete record of each step of every transaction - authorized or declined - to satisfy even the fussiest auditors.
Security : Payment Manager supports secure socket layer (SSL) to encrypt transmissions during transport between the originating channel and Payment Manager. In addition, Payment Manager employs Windows NT Security Services to limit access to specific payment server functions and services, at multiple levels.
Enterprises may also choose to encrypt card numbers and account numbers stored in the transaction database. This means that if an organization's firewalls or other forms of security are breached, either internally or externally, no card or account information is available.
Learn more
To better understand how CyberSource Payment Manager can be your payment solution, contact a sales person.
