For credit card fraud protection, turn to CyberSource Corporation, a leading provider of electronic payment and risk management solutions for enterprise businesses.

Recently CyberSource has announced that it has entered into a strategic agreement with Concord EPS, Inc., a leading electronic payment processor, whereby Concord will resell the CyberSource Small Business solution to its small and medium-sized clients and prospects. The joint offering will provide a secure online payment gateway service with theft screening functionality that connects to Concord's payment processing infrastructure. The combination of CyberSource and Concord offerings gives small and medium businesses needing to sell online the ability to securely and cost-effectively accept on-line payments on their web sites using the same highly secure, reliable and scalable infrastructures employed by many top national retailers and businesses to accept electronic payments. CyberSource Small Business is a new class of service designed specifically for payment processors and financial institutions to sell credit card fraud protection services to their small/medium-sized merchant customers. By selecting the co-branded CyberSource Small Business solution from their bank or payment processor, merchants can accept Visa, American Express, Discover, among others, for payments generated online. The solution handles authorizations, settlements, and refunds and can be pre-integrated with many popular Internet storefront programs; or, easily integrated with other business applications, including most shopping cart software. In addition to the payment gateway capabilities, CyberSource Small business includes built-in theft detection functionality, such as address and phone validation, screening for obscenities and nonsensical names, and crosschecking against merchant-specific negative files consisting of known bad addresses. Also available to merchant customers is transaction reporting and expert customer support accessible through co-branded online support screens, for easy implementation and optimized use of the solution. CyberSource credit card fraud protection includes modular risk management solutions that help achieve total operating efficiency for web, call center, and IVR sales operations. CyberSource Small Business is designed for businesses doing up to 1,000 orders per month. Based on the same secure application programming interface (API) as CyberSource's enterprise-class electronic payment and risk management services, business that exceed 1,000 orders per month or need more advanced theft detection capabilities can easily migrate to the wide range of CyberSource's enterprise-level offerings, which are also available through Concord.

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CyberSource provides modular management solutions for effective credit card fraud protection.

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