With electronic check processing from CyberSource you can be sure that your payment is legitimate.

With CyberSource Payment Manager your business will experience enterprise-wide control, power and scalability. CyberSource Payment Manager software provides a robust, enterprise-wide transaction platform that gives an organization control, scalability and power. From a single, uniform and universal architecture, this software is designed to: process payments that originate across multiple channels, accept multiple payment types and drive multiple business applications. Payment Manager operates behind-the-scenes to authorize and settle credit cards through built-in connections with third-party processors and merchant banks, all in seamless integration with legacy front-end, financial management and customer relationship systems. Accept multiple electronic payment types with electronic check processing from CyberSource. Payment Manager resides on an enterprise's internal local area network (LAN), behind the corporate firewall within the broader wide area network (WAN) utilizing TCP/IP communications protocols. An administrative client terminal is connected to the LAN and may be used for remote administration. Multiple payment distribution channels can be configured, including Internet access, point-of-sale terminals, an interactive voice response (IVR) device, a remote call center, or any other channel connected to an enterprise internal IP network. Enhance your online payment capabilities with electronic check processing from CyberSource. The database management system (DBMS) also sits on the corporate LAN. Payment Manager uses open database connectivity (ODBC) to access these various relational databases. Payment Manager supports multiple gateways to different network acquiring banks or third-party processors, with different communications circuit connections for transaction authorization and settlement. The end-to-end multi-threaded architecture integrates payment transactions originating concurrently from multiple channels and keeps transactions moving at a rate of up to 50,000 transactions per hour on a single server. And when business activity demands more, additional servers can be added to the network to act as one payment system. In addition, each new software module is subjected to rigorous quality assurance testing and certification. In the event of database outage, recovery processes ensure completion of in-flight transactions and audit trails. The database establishes a complete record of each step of every transaction - authorized or declined - to satisfy even the fussiest auditors.

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Using electronic check processing from CyberSource, online merchants and businesses as well as government and educational institutions are able to accept personal payment in real-time for goods and services.

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