The electronic payment processing solutions offered by CyberSource gives businesses the choice of either managing their transactions system in-house using CyberSource Manager software or outsourcing the management by connection to additional CyberSource services.

The transaction procedure and basic functionality of the two applications are the same. The selection is based on your business requirements. The CyberSource services combine the advantages of robust functionality with rapid deployment and management ease of an outsourced service. In general, this solution is selected by businesses that want: a solution that can be implemented quickly; a pricing structure that varies with transaction volume; to rely on the expertise and knowledge of the vendor for changes and enhancements. The CyberSource Manager software is a powerful, transaction-computation server that spans all the sales channels of an enterprise. It seamlessly integrates with internal legacy systems and external transaction systems. Even without the complexity of maintaining an in-house system, enterprises can rely on fast, secure, reliable, electronic payment processing services, worldwide. In general, this in-house solution is selected by enterprises that want: a high degree of internal control in order to adapt business procedures; fixed, predictable expenses regardless of transaction volume; to allocate the necessary internal resources to maintain the system and to keep up with changing technology and business rules. Contact a sales representative to discuss the solution that will best meet your business needs. CyberSource's business is to help our customers increase operation efficiency and maximize sales through the use of our electronic payment processing applications and services designed to automate and streamline the commerce transaction procedure in multi-channel enterprise environments. CyberSource Small Business is a new class of services designed specifically for financial institutions to sell to their small/medium-sized merchant customers. By selecting the co-branded CyberSource Small Business solution from their bank or transaction system manager, merchants can accept Visa, MasterCard, Amercian Express, Discover and other credit cards for transactions generated online.

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CyberSource electronic payment processing solutions range from those designed to deliver robust multi-channel, multi-system transactional capability to solutions tailored to support channel-specific transaction enablement.

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