Mobile Payments

Mobile commerce (mCommerce) is on the rise. In the United States, mobile payments grew 45 percent in the fourth quarter of 2016 over the same period in 2015.1 Consumers are increasingly using their smartphones when they buy items. Whether they are in a physical retail store, using a mobile browser, or making a mobile in-app purchase, they have progressed beyond browsing to making payments and conducting a variety of other monetary transactions on mobile devices. The speed and convenience of using mobile devices for payments are driving the move away from even traditional PCs.

The CyberSource Digital Payments Suite can help your business meet these rising customer expectations for a fast, convenient, and secure mobile payment experience. With CyberSource, you can accelerate deployment, reduce complexity, and control costs while supporting multiple popular digital payment types. CyberSource acts as a common platform to enable merchants to simplify their acceptance of multiple digital payment services via one interface.

Features

  • Support for Alipay, Apple Pay®, Masterpass, Samsung Pay® 
    (in-app and on the web), PayEase, PayPal®, Visa Checkout® and Google Pay
  • Ability to deploy instant checkout (account-on-file) payments without
    storing payment data
  • Assurance of PCI DSS compliant implementation
  • One connection for access to multiple wallets and payment types

Benefits

  • Reduce the number of clicks for checkout to improve conversion rates
  • Capture incremental sales by offering more payment options
  • Make reconciliation faster and easier with consolidated reporting and
    transaction search
  • Simplify IT maintenance and management—one interface provides access
    to multiple wallets and payment types
  • Standardize implementation development with a common set of API’s and encryption process for Apple Pay, Samsung Pay, Google Pay and future *Pays integrated with the CyberSource platform
  • Reduce PCI scope by not storing sensitive customer account data in your environment

Implementation Guides

AliPay Domestic Services Using the Simple Order API
AliPay Domestic Services Using the SCMP API
AliPay International Services Using the Simple Order API
AliPay International Services Using the SCMP API
Android Pay Using the Simple Order API
Android Pay Using the SCMP API
Apple Pay® Using the Simple Order API
Apple Pay® Using the SCMP API
Chase Pay Using the Simple Order API
Chase Pay Using the SCMP API
Getting Started with CyberSource Advanced for the Simple Order API
Getting Started with CyberSource Advanced for the SCMP API
Masterpass Using the Simple Order API
Masterpass Using the SCMP API
Payment Network Tokenization Using the Simple Order API
  Supplement to Credit Card Services Using the Simple Order API
Payment Network Tokenization Using the SCMP API
  Supplement to Credit Card Services Using the SCMP API
PayPal Express Checkout Services Using the Simple Order API
PayPal Express Checkout Services Using the SCMP API
PayPal Services Using the Simple Order API
PayPal Services Using the SCMP API
Samsung Pay Using the SCMP API
Samsung Pay Using the Simple Order API
Visa Checkout on the CyberSource Platform: Getting Started Guide
Visa Checkout Using the Simple Order API
Visa Checkout Using the SCMP API

Footnote-
1 comScore, “comScore Reports $109 Billion in Q4 2016 Total Digital U.S. Retail E-Commerce
Spending, Up 18 Percent vs. Year Ago,” February 13, 2017,
http://www.comscore.com/Insights/Press-Releases/2017/2/comScore-Reports-109-Billion-in-Q4-2016-Total-Digital-US-Retail-E-Commerce-Spending-Up-18-Percent-vs-Year-Ago