支付卡

凭借无可比拟的可扩展性和安全性,在全球范围内跨多个渠道处理支付卡。 CyberSource 支付网关支持多种支付卡,并且提供多种支付网关和收单银行选择,而这一切只需通过单一连接即可实现。

功能

  • 全球通用卡类型包括 Visa、万事达卡、美国运通、Diners 和 JCB
  • 区域卡包括 Carte Bancaire、CartaSi、Aura、Hipercard 和 ATM/借记卡
  • 支持无密码借记卡支付服务和中国借记卡
  • 可任选 190 多个国家/地区中的银行和支付处理机构连接
  • 出色的实时处理速度
  • 单个报告即将交易记录、拒付和付款与实际交易进行了连接

优势

  • 随时处理交易,即使处于订单量高峰期亦是如此
  • 随着业务需求的演变,更改和添加网关和收单机构连接
  • 轻松按需添加和删除卡类型
  • 按需增加反欺诈管理支付安全其它解决方案

此图展示了如何使用 CyberSource 支付服务实时处理电子信用卡。

payment_flow

第 1 步

买方下订单。

第 2 步

商家通过互联网将订单信息安全地传输至 CyberSource。 CyberSource 收到订单信息,并执行所需服务。

第 3 步

CyberSource 将交易详情进行适当格式化,并将交易授权请求通过支付网关安全传送至支付处理商。

第 4 步

然后,将交易信息传送至发卡行(买方银行),以请求交易授权。

第 5 步

发卡行或交易卡(Discover、美国运通)对交易进行授权或拒绝授权。

第 6 步

CyberSource 将信息返回商家。

第 7 步

发卡行批准将钱款转至收单银行。

第 8 步

收单银行将钱款存入商家帐户。

Implementation Guides

Airline Processing Using the Simple Order API
  Supplement to Credit Card Services Using the Simple Order API
Airline Processing Using the SCMP API
   Supplement to Credit Card Services Using the SCMP API
AliPay Domestic Services Using the Simple Order API
AliPay Domestic Services Using the SCMP API
AliPay International Services Using the Simple Order API
AliPay International Services Using the SCMP API
Boleto Bancário Processing Implementation Guide
Card-Present Processing Using the Simple Order API
   Supplement to Credit Card Services Using the Simple Order API
Card-Present Processing Using the SCMP API
   Supplement to Credit Card Services Using the SCMP API
China Processing Implementation Guide
Creating and Using Security Keys
Credit Card Services Using the Simple Order API
Credit Card Services Using the SCMP API
Getting Started with CyberSource Advanced for the Simple Order API
Getting Started with CyberSource Advanced for the SCMP API
Ingenico ePayments Developer’s Guide
Ingenico ePayments Planning Guide
Korean Cyber Payments (KCP) Services Using the Simple Order API
Korean Cyber Payments (KCP) Services Using the SCMP API
Level II and Level III Processing Using the Simple Order API
   Supplement to Credit Card Services Using the Simple Order API
Level II and Level III Processing Using the SCMP API
   Supplement to Credit Card Services Using the SCMP API
Multicurrency Service for Chase Paymentech Solutions Using the Simple Order API
   Supplement to Credit Card Services Using the Simple Order API
Multicurrency Service for Chase Paymentech Solutions Using the SCMP API
   Supplement to Credit Card Services Using the SCMP API
Online Bank Transfer Services Using the Simple Order API
Online Bank Transfer Services Using the SCMP API
PINless Debit Card Services Using the Simple Order API
PINless Debit Card Services Using the SCMP API
Service Fee Processing Using the Simple Order API 
   Supplement to Credit Card Services Using the Simple Order API and
   Electronic Check Services Using the Simple Order API
Service Fee Processing Using the SCMP API
   Supplement to Credit Card Services Using the SCMP API and
   Electronic Check Services Using the SCMP API
Simple Order API Release Notes