Authenticate customers on the front end
Additional security for risky transactions
3-D Secure Payer Authentication can help your business raise authorisation rates, reduce fraud, and deliver better payment experiences.
Payer Authentication allows you to take full advantage of all the latest authentication capabilities available through 3-D Secure and deters unauthorised card use earlier in the transaction process. This can lead to increased authorisation rates, increased revenue, and increased customer satisfaction and loyalty.
Authenticate customers on the front end, detecting more good requests before you send them for authorisation.
Add an extra layer of fraud prevention
Add an extra layer of fraud prevention while also minimising false declines.
Manage the customer experience
Manage the customer experience with a solution that’s optimised for mobile devices, multiple sales channels, and ease of integration.
Identify risky or fraudulent transactions
Collecting and sending additional data during the authentication process can help card issuers determine whether a transaction fits the buying patterns of a specific cardholder and identify risky or fraudulent transactions.
Support PSD2 strong customer authentication (SCA) requirements
Learn how our solutions can help recognise and flag transactions that are out of scope for SCA and those that qualify for an SCA exemption.1
Experience the Visa difference
As a Visa Solution, Cybersource brings all the benefits and advantages of a global payment leader to your 3DS solution, along with their EMVCo membership. Learn more about the standards body that develops 3-D Secure.2
1 Strong Customer Authentication (SCA) must be applied to electronic payments within the EEA and the U.K. unless the transaction is out of scope or qualifies for an exemption.
2 EMV® is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. The EMV trademark is owned by EMVCo, LLC.