Disburse funds in real-time1

While it has become much easier for consumers to pay for things, it’s not always easier for consumers to receive payments.

Cybersource Payouts is an efficient push-to-card payment method that can help your business disburse funds. Instead of issuing checks or initiating ACH bank transfers, funds are pushed to Visa and Mastercard debit accounts, reloadable prepaid card accounts and credit accounts. Funds are disbursed to eligible consumer debit and reloadable prepaid card accounts in as little as 30 minutes.1

Provide a superior payments experience and streamline operations

Offers a convenient way to be paid

Funds can be transferred in real-time1 24/7, 365 days a year, making it convenient and efficient for your customers—and helps to meet real-time technology expectations.

Helps deliver a better customer experience

Helps you deliver a more pleasing customer experience, which can have a direct positive impact on loyalty by simplifying your customer payment process.

Reduces the wait for funds to be cleared

Funds are disbursed to eligible consumer, debit, and reloadable prepaid card accounts in as little as 30 minutes. There’s no need for customers to deposit checks and wait two or three days for clearance.

Streamline operations and reduce costs

Reduces cost of sending checks and paper statements and requires significantly less effort than issuing checks, setting up ACH bank transfers, or managing micro-deposit confirmations.

Make the payment experience a competitive differentiator

  • Take advantage of the Visa Direct service to deliver funds directly to a recipient’s eligible Visa or Mastercard account in real-time1
  • Disburse funds to Visa and Mastercard debit accounts, reloadable prepaid card accounts and credit accounts 
  • Enable the transfer of funds 24/7, 365 days a year 
  • Make payments to eligible cards around the world, in over 180 markets and 20 currencies1
  • Works with Cybersource Token Management Service to offer card-on-file functionality for returning payees

How it works

Cybersource Payouts is an efficient push-to-card payment method that can help your business disburse funds.

Send1

Businesses

Merchant settlements, insurance claims payouts, SMB disbursements, and more

Governments

Entitlements, tax refunds, emergency services, and more

Process

Acquirer
Processor
Enabler

Single connection

Issuer

Receive

Domestic

Deliver funds to Visa and Mastercard debit accounts, reloadable prepaid card accounts and credit accounts in real-time2

Cross-border

Send funds to cardholders in a growing number of countries

1 Actual fund availability for Visa and Mastercard depends on receiving financial institution and region. Visa requires fast-funds enabled issuers to make funds available to their respective cardholders within a maximum of 30 minutes of approving the transaction. 
2 Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.