Payment Tokenization

Eliminating payment data from your network is the best way to help ensure that your customer's sensitive payment information is safe. CyberSource Tokenization replaces sensitive payment data with a unique identifier or token that cannot be mathematically reversed. The actual payment data is securely stored in CyberSource data centers, which are operated by Visa Inc. Typically, the token will retain the last four digits of the card as a means of accurately matching the token to the payment card owner, enabling you to run your operations without card data in your environment.

Learn more about Payment Security:

Features & Benefits
Support & Implementation
Resources

Features

Payment data stored in secure CyberSource data centers and exchanged for
safe token
Tokens generated using proprietary algorithms and cannot be mathematically reversed
Token format fits legacy payment card data fields
Tokens support all payment actions and checkout models including one-time authorization, capture and settlement, recurring and subscription billing, credit and partial credit, split capture, reauthorization, and standard checkout

Benefits

Reduces PCI DSS scope
Renders payment card data meaningless to hackers
Reconciles chargebacks and payments without handling payment data
Integrates with CyberSource Account Updater to automatically update payment data for fewer failures
Works with your current systems and processor/acquirer