What is Affirm?

Affirm offers customers a smarter way to pay with no hidden fees or surprises. By offering flexible payments, business can expand customer base and increase average order value for impactful, sustainable results.

Why Affirm?

Flexible, tailored programs

Capture sales with a range of term length options and omnichannel solutions.

Premium customer network

Tap into more than 14 million high-intent shoppers through the Affirm app, website, email marketing, and more.1

Proven retention model

Increase average order value, customer satisfaction and retention.

How does Affirm work?

1. At online checkout, the consumer selects Affirm as their preferred payment method.

2. The consumer enters contact information.

3. The consumer chooses the preferred plan, enters the required personal details, and confirms the transaction.

4. The merchant and consumer are notified of the successful transaction.

More about Affirm

Consumer U.S.
Merchant U.S.
Consumer USD
Processing USD
Settlement USD
Minimum $50
Maximum $17,500
APR 0% or 10-30%
Term length 6 weeks to 36 months
Timeout N/A
Yes Recurring payments
Yes Refunds
Yes Partial refunds
Yes Multiple partial refunds
Yes Payment assurance
No Chargeback risk2
No One-click payments

1 Affirm annual report 2022
2 Affirm assumes all consumer risk

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Interested? Let’s talk.