Reach more customers
Accept the payment methods your customers prefer
With Cybersource, you can offer your customers their preferred payment methods, including cards, direct debits, bank transfers, eWallets, and more.
How we support your payments strategy
We can help you provide the popular payment methods customers prefer.
Increase conversion and expand revenue
Give your customers smooth payment experiences so that you can stay competitive.
Reduce costs and time
It’s easy and effortless to accept and manage multiple payment methods through a simplified integration.
Reliable and flexible Visa platform
Our platform is built on world-class security and a global network of issuers and acquirers.
Global and domestic credit and debit cards
Still by far the most popular and widely used of the online payment methods, credit cards are issued by banks and other financial institutions and allow customers to accrue a continuing balance of debt. Debit cards offer the same convenience but are linked to a bank account, and funds are drawn directly from that account at the time of purchase.
At Cybersource, we enable your customers to pay using all the major international credit and debit cards and a wide variety of regional and local cards.
Card
Regions accepted
Description
American Express
Global
American Express is an international charge, credit, and prepaid card scheme.
China Union Pay
Global
Union Pay is an international credit and debit card scheme.
Diners Club
Global
Diners Club is an international charge, credit, and debit card scheme.
Discover
Global
Discover is an international credit and debit card scheme.
JCB
Global
JCB is an international credit card scheme.
Mastercard
Global
Mastercard is an international credit, debit, and prepaid card scheme.
Visa
Global
Visa is an international credit, debit, and prepaid card scheme.
Aura
Brazil
Aura is a domestic credit and debit card scheme in Brazil.
Cartes Bancaires
France
Cartes Banciares is a domestic credit and debit card scheme in France.
ELO
Brazil
ELO is a domestic credit and debit card scheme in Brazil.
Hipercard
Brazil
Hipercard is a domestic credit card scheme in Brazil.
Mada
Saudi Arabia
Mada card is a debit card issued by local banks in Saudi Arabia.
RuPay
India
RuPay is a domestic debit and credit card scheme in India.
Buy now, pay later
Buy now, pay later (BNPL) is a payment method rapidly growing in popularity. In a few simple clicks, it allows you to spread the cost of a purchase over a set period of time.
Payment method
Regions accepted
Description
Affirm
U.S.
Affirm allows customers to buy online and spread the cost over 3-36 months.
Afterpay
Europe
Afterpay allows customers to make an online purchase in four installments.
Klarna
Austria, Denmark, Finland, Germany, Netherlands, Norway, Sweden, Switzerland, U.K., U.S.
Klarna allows customers to make an online purchase and opt to defer payment.
Visa Installments
Global
Visa Installments uses a customer’s existing credit card to finance purchases without the need for additional credit checks or applications. (Availability of Visa Installments varies; please speak to your Cybersource representative for more information.)
Digital wallets
Quick and easy to use, digital wallets have become one of the most popular and well-established online payment methods. Digital wallets store a person’s payment information for a quick and safe payment, either in-app on a mobile device, or on the web. Most digital wallets also use network tokenization to secure sensitive payment data, making this payment method even safer.
Payment method
Regions accepted
Description
Apple Pay
Global
Apple Pay is a digital wallet that allows customers to pay in store, in apps, and on the web.
Click to Pay
Global
Click to Pay provides a unified checkout process supporting Visa, Mastercard, American Express, and Discover.
Google Pay
Global
Google Pay is a digital wallet that allows customers to pay with any payment method saved to their Google account.
Samsung Pay
Global
Samsung Pay is a digital wallet that provides an easy and secure way to pay in store, in apps, and on the web.
eWallets
eWallets are different to digital wallets in that, as well as storing a person’s payment details, they store pre-loaded money to be used for payments. Then like digital wallets, they are a quick, secure, and flexible payment method that can be used online or in-app, with more eWallets coming online all the time.
Payment method
Regions accepted
Description
PayPal
Global
PayPal is an eWallet that allows customers to pay using stored value or by linking to an alternative funding source.
Direct Debit and ACH payments
Direct Debit and ACH (Automated Clearing House) payments are payments collected directly from a customer’s bank account. They’re a safe, convenient and cost-effective payment type for regular payments such as bills.
Payment method
Regions accepted
Description
ACH
U.S.
ACH enables U.S. customers to send funds from their bank account to a U.S.-domiciled bank account.
BACS
U.K.
BACS enables U.K. customers to send funds from and to U.K. banks.
SEPA
Europe
SEPA enables the direct debiting of Euro-denominated bank accounts within the SEPA region.
Cash
This payment method generates reference number and transaction details so that consumers can print a slip or note the reference number to pay at stores or ATMs.
Payment method
Regions accepted
Description
OXXO
Mexico
OXXO is a popular cash payment method in Mexico. It allows customers to pay for online purchases in cash at stores.
Online bank transfers
An online bank transfer is a direct transfer from one bank account to another. If someone opts to pay by this payment method at checkout, they’re redirected to their bank, where they complete the transfer.
Card
Regions accepted
Description
Bancontact
Belgium
Bancontact is an online payment method in Belgium.
Belfius
Belgium
Belfius is an online bank-transfer payment method in Belgium.
iDEAL
Netherlands
iDEAL is an online bank-transfer payment method in the Netherlands.
KBC
Belgium
KBC is an online bank-transfer payment method in Belgium.
KCP
South Korea
KCP processes local and international credit and debit cards, bank transfers, digital carrier billing, and mobile payments.
Multibanco
Portugal
Multibanco allows customers to complete payments via online bank transfers or via an ATM in Portugal.
Przelewy24
Poland
Przelewy24 (P24) is an online bank-transfer payment method in Poland.
Sofort
Austria, Belgium, Czech Republic, France, Germany, Hungary, Netherlands, Poland, Slovakia, Spain, Switzerland, Sweden
Sofort is an online bank-transfer payment method in Europe.
More on our global payments network
Unified commerce
Create a truly unified commerce experience for your customers.
Interested? Let’s talk.
Together we can set up the payment methods your customers prefer and prepare you for the future.