Keep sensitive payment data off your systems

As a certified Level 1 PCI DSS Service Provider, we offer data protection you can trust. Token Management Service (TMS) exchanges sensitive payment data for unique identifiers or tokens that cannot be mathematically reversed. The tokens replace sensitive card data in your environment, and the customers’ actual payment information is stored in secure Visa data centres.

Simplify your PCI DSS compliance

TMS doesn’t just keep you safer—it also helps you comply with the Payment Card Industry Data Security Standard (PCI DSS). Our solution can help reduce the PCI DSS compliance audit questionnaire to a few checkboxes, enabling you to manage PCI DSS compliance faster and with less cost.

How it works

With TMS, you no longer need to manage the storage, maintenance or processing of credit card information; we take care of that for you.

Token Management Service-Security

Tokenisation process

Payment data is transmitted from the consumer directly to Cybersource, bypassing your system altogether.

Payment data is securely transmitted to the payment network and approval is sent to Cybersource.

Cybersource converts the card data into tokens and stores the sensitive information in secure Visa data centres.

Cybersource sends the message and token (not PAN) back to you for you to use in your payment operations.

More than just security

In addition to protecting your business, tokenisation helps you launch new mobile and digital experiences, improve the efficiency of your payment operations and get better visibility into customer behaviour.

Real-time card updates and improved authorisation rates

A single integration to access the benefits of network tokens

360 view of the customer experience across channels


Interested? Let's talk.