CyberSource Payouts

CyberSource Payouts simplifies and expedites business payments to customers and partners enabling you to disburse funds to their Visa or Mastercard debit, credit or reloadable Gift Card account. In most cases your customers and partners will receive their funds within 30 minutes as a vast majority of U.S debit cards are Fast Funds enabled.

Using common APIs and a single point of integration, businesses can implement and scale payment disbursement programs to fulfil their unique needs like insurance claim payments, customer reimbursements, rebates, royalty payments and more. CyberSource Payouts is a more convenient way for businesses to pay consumers or other businesses, compared to checks or ACH bank transfers.

Note: BIN lookup is supported only with Payouts.

BIN lookup is supported only with Payouts.

Features & Benefits
Support & Implementation

Features

Fully integrated with CyberSource Secure Acceptance and Token Management Services to help limit PCI compliance exposure
Customers receive funds within 30 minutes or less (If their issuer is Fast Funds enabled)
Supports Visa Direct and Mastercard Send, accessible through the CyberSource platform APIs
Disburse funds to consumer debit accounts, credit accounts and reloadable prepaid card accounts
Near real-time confirmation of funds received by recipient financial institution
Account Lookup API returns information on issuer including Fast Funds participation status

Benefits

Simplifies and expedites business payments to customers and partners
Improves the customer experience by convenience and speed of funds received
Dramatically reduces reconciliation time compared to waiting for consumers to deposit checks
Large coverage as most consumers have a Visa or Mastercard branded debit, credit or reloadable prepaid card
Significantly less expensive than the process of issuing paper checks