Global + regional credit and debit cards

Credit cards are issued by banks and other financial institutions and allow customers to make purchases for goods and services. Customers can accrue a continuing balance of debt, subject to being charged interest on the amount and any other pre-agreed upon terms.

Debit cards offer the convenience of card payments but are linked to a bank account, where funds are drawn directly from the linked account at the time of payment.

Cards
Regions accepted
Description
American Express

Global

American Express is an international charge, credit and prepaid card scheme.

China Union Pay

Global

Union Pay is an international credit and debit card scheme.

Diners Club

Global

Diners Club is an international charge, credit and debit card scheme.

Discover

Global

Discover is an international credit and debit card scheme.

JCB

Global

JCB is an international credit card scheme.

Mastercard

Global

Mastercard is an international credit, debit and prepaid card scheme.

Visa

Global

Visa is an international credit, debit and prepaid card scheme.

Aura

Brazil

Aura is a domestic credit and debit card scheme Brazil.

Cartes Bancaire

France

Cartes Banciares is a domestic credit and debit card scheme in France.

ELO

Brazil

ELO is a domestic credit and debit card scheme in Brazil.

Hipercard

Brazil

Hipercard is a domestic credit card scheme in Brazil.

Mada

Saudi Arabia

Mada card is a debit card issued by local banks in Saudi Arabia.

RuPay

India

RuPay is a domestic credit and credit card scheme in India.

Direct debit + ACH payment methods

Direct debits & ACH authorise payments to be collected from a customer’s bank account on a regular basis.

Payment method
Regions accepted
Description
ACH

U.S.

ACH enables U.S. customers to send funds from their bank account to a U.S.-domiciled bank account.

BACS

U.K.

BACS enables U.K. customers to send funds from and to U.K. banks.

SEPA

Europe

SEPA is banking standard to allow for the direct debiting of Euro-denominated bank accounts within the SEPA region.

Digital wallets

Digital wallets store consumer’s payment information for convenient and secure transmission to merchants. Digital wallets often leverage network tokenization to secure sensitive payment information. Digital wallets provide a fast and secure way to pay for items within an eCommerce experience, whether in-app or web.

Payment method
Regions accepted
Description
Apple Pay

Global

Apple Pay is a digital wallet that allows consumers to pay in store, in apps and on the web.

Click to Pay

Global

Click to Pay provides a unified checkout process supporting Visa, Mastercard, American Express, and Discover.

Google Pay

Global

Google Pay is a digital wallet that allows customers to pay with any payment method saved to their Google account.

Samsung Pay

Global

Samsung Pay is a digital wallet that provides an easy and secure way to pay in store, in apps and on the web.

eWallets

eWallets store consumer’s payment information for convenient and secure transmission to merchants. eWallets provide a fast and secure way to pay for items within an ecommerce experience, whether in-app or web.

Payment method
Regions accepted
Description
Alipay

Global

AliPay is an eWallet that allows consumers to pay using stored value or linking to an alternative funding source.

PayPal

Global

PayPal is an eWallet that allows consumers to pay using stored value or linking to an alternative funding source.

WeChat

Global

WeChat is a mobile payment method integrated into the WeChat app.

Buy Now, Pay Later

Buy Now, Pay Later payments allow consumers to make a purchase and spread the payments over an agreed period.

Payment method
Regions accepted
Description
Affirm

U.S.

Affirm allows customers make an online purchase and to finance their purchases over 3-36 months.

Klarna

Austria, Denmark, Finland, Germany, Netherlands, Norway, Sweden, Switzerland, U.K., U.S.

Klarna allows customers to make an online purchase and opt to defer payment.

Sezzle

U.S.

Sezzle allows customers to pay in four equal interest free instalments over the course of six weeks.

Online bank transfers

Online bank transfers are the direct transfer of funds from one bank account to another. Consumers who opt to pay by this method are redirected at the checkout page to their bank, they then complete the transfer of funds and return to the merchant webpage.

Payment method
Regions accepted
Description
Bancontact

Belgium

Bancontact is an online payment method in Belgium.

Belfius

Belgium

Belfius is an online bank transfer payment method in Belgium.

iDEAL

Netherlands

iDEAL is an online bank transfer payment method in the Netherlands.

KBC

Belgium

KBC is an online bank transfer payment method in Belgium.

KCP

South Korea

KCP processes local and international credit & debit cards, bank transfer, digital carrier billing and mobile payments.

Multibanco

Portugal

Multibanco allows customers to complete payments via online bank transfer or via an ATM in Portugal.

Payeasy

Japan

Payeasy allows customers to complete payments via online bank transfer or via an ATM in Japan.

Przelewy24

Poland

Przelewy24 (P24) is an online bank transfer payment method in Poland.

Sofort

Austria, Belgium, Czech Republic, France, Germany, Hungary, Netherlands, Poland, Slovakia, Spain, Switzerland, Sweden

Sofort is an online bank transfer payment method in Europe.

Post pay references

Post pay reference / QR / voucher payments enable purchases to be made online, with the consumer then receiving a payment reference e.g. QR code or voucher, to complete the payment at a physical location, such as convenience store or kiosk.

Payment method
Regions accepted
Description
Konbini

Japan

Konbini, which means “convenience store” in Japanese, is a local payment method in Japan.

OXXO

Mexico

OXXO allows customers to pay for online purchases in-store with cash.

Related content

Unified Commerce

Recognise and serve customers online or in-person and deliver a seamless, personalised experience.

Accept payments worldwide

Accept a variety of payment methods online, in-person and call centre payments.

1 Legal and/or regulatory limitations may apply.

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